I like the way SMS Machine works, just don't like having to put the templates back in when resetting the phone or upgrading. Would be nice to be able to back it up and restore it from something like SkyDrive.
It is detailed here: http://smsmachine.jdbpocketware.com/download.aspx
Since this depends on the OS supported currencies, it is very likely that on the WP 7.8 update more cultures will be added.
Customer support service by UserEcho